Hearing aid insurance is always something to bear in mind when it comes down to new or current devices. After all, it could be another cost you need to consider. In this blog post, we highlight potential insurers, and how to tell if you re already covered.
Hearing Aid Insurance ExplainedHearing aids that have been bought privately can be very expensive items. In many cases, they can cost four-figure sums, and that's per hearing aid! In fact, some come at a price per pair equivalent to a small family car. Whilst we are legally required to insure vehicles, other expensive items do not always get or require the same cover or protection. Digital hearing aids are decidedly easier to lose or damage than a car and perhaps, therefore, command greater thought in regard to properly cover them. For example, we regularly purchase insurance for gadgets, phones, and watches. Yet very little thought is put into hearing aid insurance. Fortunately, hearing aid insurance is easy to come by and is no different from covering any other assets. It is always best to check your current contents policy. Furthermore, if not already covered, you should be able to add it in without any qualms. In addition, specialist insurers exist and may be our preferred port of call for protecting your hearing device.
Who Will Insure My Hearing Aids?In conversations with customers over the years, the subject of lost or damaged hearing aids is a topic that is prevalent. This can be even more of an issue if out of warranty. Many people assume that they are covered under the household contents insurance. Often this has turned out not to be the case and end up on the receiving end of an expensive replacement or repair bill. A quick Google search will bring up a number of potential insurers. Some of the most recognized names include:
- Asset Sure
- Ear Service Corporation
What To Do Should Hearing Aids Become Lost or Damaged?If you do find yourself in the unfortunate circumstances of uninsured hearing aid loss or damages, you may need to explore other avenues. Depending on the extent of the issue, you may have to:
- Double check your warranty and contact your device's manufacturer
- Acquire the appropriate parts if the fault is known and fixable
- Invest in new hearing aids if lost or unrepairable
- Contact authorities if stolen